Payment Information

We offer the following payment methods for purchases made through our online store.

The payment methods actually available to you will be displayed during checkout. Availability may depend on factors such as your country, billing address, device, browser, currency and the result of any checks performed by the relevant payment provider.

Credit and Debit Cards

In cooperation with Shopify Payments, we accept eligible credit and debit cards, including:

  • Visa
  • Mastercard
  • American Express
  • Maestro, where available

Your card will be charged when the payment is processed during checkout. The payment transaction is handled securely by Shopify Payments and the participating payment service providers.

Please ensure that the billing information entered during checkout corresponds to the information held by your card issuer.

Shopify Payments

Payments made by credit or debit card and certain other payment methods may be processed through Shopify Payments.

Shopify Payments may offer different payment options depending on the customer’s location, currency and device. Only the payment methods shown to you during checkout are available for your order.

PayPal

You may select PayPal as your payment method during checkout.

The payment process generally works as follows:

  1. Select PayPal as your payment method during checkout.
  2. You will be redirected to PayPal to complete the payment.
  3. Log in using your PayPal account details and confirm the payment.
  4. After completing the payment, you will be redirected to our online store.

Where supported by PayPal, certain payment methods may also be available without creating a PayPal account. The options shown by PayPal depend on the customer’s country, account status and PayPal’s own eligibility requirements.

The payment is processed directly by PayPal. PayPal’s terms, privacy information and any applicable buyer-protection conditions apply separately.

Klarna

In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, we may offer selected Klarna payment methods.

Depending on your country and the options available during checkout, these may include:

Klarna Invoice

Where available, you may purchase your order on account and pay Klarna within the payment period stated during checkout or in the payment information provided by Klarna.

The payment is made directly to Klarna and not to ATMOS Clothing.

Klarna Instalment Payments

Where available and approved by Klarna, you may pay for your purchase in instalments under the conditions displayed during checkout.

Additional financing terms, interest, fees or minimum instalment amounts may apply. These conditions are determined and communicated by Klarna before you complete your purchase.

Klarna Direct Payment or Pay Now

Where available, the amount is debited using the payment method selected through Klarna.

Eligibility and Credit Assessment

The availability of Klarna payment methods may depend on a successful identity, address, risk or credit assessment performed by Klarna.

We cannot guarantee that a particular Klarna payment method will be offered. Klarna determines which payment options are available to each customer based on its own eligibility criteria.

Personal information required to process the transaction may be transferred to Klarna for payment processing and, where applicable, identity and creditworthiness checks.

The specific Klarna terms applicable to your transaction will be displayed during checkout or provided directly by Klarna.

Wichtig: Hier würde ich bewusst nicht pauschal „30 Tage“, „1/24 des Gesamtbetrags“ oder bestimmte Gebühren festschreiben, solange wir nicht bestätigt haben, welche Klarna-Produkte in deinem aktuellen Shopify-Checkout in Österreich und Deutschland wirklich aktiv sind. Klarna-Angebote und Konditionen können sich nach Markt und Kunde unterscheiden. Shopify weist ebenfalls darauf hin, dass die am Checkout angebotenen Klarna-Optionen von mehreren Faktoren abhängen.

Apple Pay

You may pay using Apple Pay where this option is available on a supported Apple device and browser.

To complete the payment, select Apple Pay during checkout and confirm the transaction using the verification method available on your device, such as Face ID, Touch ID or your device passcode.

Apple Pay uses the payment and contact information stored in your Apple Wallet. Apple explains that online Apple Pay payments must be confirmed by the user before the payment information is transmitted.

Google Pay

You may pay using Google Pay where this option is available on a supported device or browser.

Select Google Pay during checkout and confirm the payment using a payment method stored in your Google account or Google Wallet.

Google Pay enables customers to use stored payment information without entering it again for every purchase. Google states that the underlying transaction takes place between the merchant and the financial institution that issued the selected payment method.

Payment Authorisation and Rejection

All payments are subject to authorisation by the relevant payment provider, card issuer or financial institution.

A payment may be rejected, delayed or cancelled if, for example:

  • the payment information is incorrect;
  • sufficient funds or credit are not available;
  • the payment provider cannot verify the customer;
  • a fraud or security check is unsuccessful;
  • the payment method is not available in the customer’s country; or
  • the payment provider applies additional eligibility restrictions.

ATMOS Clothing has no control over the internal approval decisions of third-party payment providers.

Payment Currency

The applicable currency and final payable amount are displayed during checkout.

Your bank, card issuer or payment provider may apply currency-conversion charges, foreign transaction fees or other costs. Such fees are determined by the relevant provider and are not charged by ATMOS Clothing.

When Payment Becomes Due

Unless otherwise indicated during checkout, payment is due when the order is placed.

Where a deferred payment method such as Klarna invoice or instalment payment is selected, the payment deadlines and conditions communicated by the relevant payment provider apply.

Refunds

Approved refunds are generally issued to the original payment method used for the order.

After we initiate a refund, the time required for the amount to appear in your account depends on the relevant payment provider, card issuer or bank.

Refunds cannot normally be transferred to a different card, bank account or payment method.

Payment Security

Payments are processed through the payment providers available in our Shopify checkout.

ATMOS Clothing does not generally receive or store complete card numbers. Payment details are transmitted and processed by the relevant payment provider in accordance with its own security and data-protection requirements.

For further information about the processing of personal data in connection with payments, please refer to our Privacy Policy.

Contact

For questions concerning an order or payment made through our store, please contact:

ATMOS Clothing
Email:
support@atmosclo.com

For questions relating to the approval, rejection, financing conditions or administration of a payment method, you may also need to contact the relevant payment provider directly.